You're not alone. Credit Card debt can rise in the blink of an eye, during the holiday shopping madness! For many, the situation gets out of control quickly.
What is a Consumer Proposal? Often called “Soft Bankruptcy,” Consumer Proposal allows a consumer-like yourself, to offer a debt repayment plan to their creditors, i.e. banks, loan companies, etc… This legal process is administered by the Office of the Superintendent of Bankruptcy under the Bankruptcy and Insolvency Act of Canada. (In
An emergency fund is a great resource of funds to have set aside for rainy days. The funds are usually kept in a savings account or high-interest savings account. We are going to share when you really need to access your emergency fund and how to replenish it. When should you
It’s that wonderful time of the year again! That time where we all gather with our loved ones and enjoy the jolly atmosphere. Some of us enjoy shopping and sometimes a little too much. Remember, the holiday is to spend time with the ones you love and we’re here to
Debt can be stressful enough on its own. Imagine having to also look for someone you can trust for advice and services. I am sure that if you do a quick Google search, thousands of individuals will pop up with the same services available to help you. Picking the right
November is Financial Literacy Month marked by the Financial Consumer Agency of Canada. Throughout this month, FCAC shares financial literacy to Canadian families, individuals, and businesses, to help strengthen the ability to manage money and debt wisely. To take part in Financial Literacy Month, our debt experts are going to share