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Metus Lykos - Debt Relief Law Firm in Canada
  • About Us
  • Debt Relief Services
    Debt Relief for Businesses
    Commercial Consumer Proposals

    When a business owner qualifies for a Division II proposal (under $250K in unsecured debt).

    Business Restructuring

    Significantly reorganizing a company's financial, operational, or legal structure

    Division 1 Proposals

    Reduce high-balance debt ($250K+) through legally negotiated restructuring.

    B2B Debt Settlement

    Settle business debt for a reduced amount using strategic, lawful negotiation.

    Debt Relief for Individuals
    Consumer Proposals (Personal)

    Government-regulated debt reduction program that consolidates debt and lowers monthly payments.

    Division 1 Proposals

    Reduce high-balance debt ($250K+) through legally negotiated restructuring.

    Personal Debt Settlement

    Lump-sum negotiation to reduce personal debt quickly.

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+1 (905) 232-3222
Metus Lykos - Debt Relief Law Firm in Canada
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  • Corporate Debt Restructuring Ontario | Metus Lykos
  • About Us
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  • Consumer Proposal Service
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  • Corporate Debt Restructuring Ontario | Metus Lykos
  • About Us
  • Contact Us
  • Blog
  • Home
  • Consumer Proposal Service
  • Debt Settlement Service
  • Corporate Debt Restructuring Ontario | Metus Lykos
  • About Us
  • Contact Us
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Consumer Proposals, Credit and Financial Recovery

Consumer Proposal Credit Score Impact in Ontario

August 5, 20260Comments
A Consumer Proposal gives you an R7 rating — far better than the R9 from bankruptcy. Learn the timeline, the impact, and how to rebuild.…
Consumer Proposals

Consumer Proposal vs Credit Counselling in Ontario

August 5, 20260Comments
Consumer proposal vs credit counselling: understand the key differences, who qualifies, and which option gives you real debt relief. Book a free consultation.
Consumer Proposals

What Debts Can Be Included in a Consumer Proposal? | Metus Lykos

July 14, 20260Comments
Find out what debts can be included in a Consumer Proposal in Canada — credit cards, CRA tax debt, payday loans, and more. Book a…
Consumer Proposals

How Long Does a Consumer Proposal Take? | Metus Lykos

July 14, 20260Comments
A Consumer Proposal takes up to 5 years, but you can pay it off early. Learn every stage of the timeline and what to expect.…
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Metus Lykos - Debt Relief Law Firm in Canada

Metus Lykos Debt Law is a Multidisciplinary Law Practice providing legal services and representation through Cook Law Professional Corporation, a law firm licensed by the Law Society of Ontario. *Legal services outside Ontario are provided on a temporary basis in accordance with applicable interjurisdictional mobility rules. Metus Lykos Debt Law does not maintain permanent offices in these jurisdictions unless otherwise indicated.

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  • contact@debtlaw.ca

7800 Woodbine Ave #310, Markham, ON L3R 2N7

Debt Relief Services
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  • Debt Settlement
  • Business Restructuring
  • Division 1 Proposal
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