Coming out of the Holidays with a heavy debt load? Try Debt Settlement for quicker debt pay-off | GEM Debt Law
You're not alone. Credit Card debt can rise in the blink of an eye, during the holiday shopping madness! For many, the situation gets out of control quickly.
The Misunderstood Truths About Consumer Proposal And Trustees | GEM Debt Law
What is a Consumer Proposal? Often called “Soft Bankruptcy,” Consumer Proposal allows a consumer-like yourself, to offer a debt repayment plan to their creditors, i.e. banks, loan companies, etc… This legal process is administered by the Office of the Superintendent of Bankruptcy under the Bankruptcy and Insolvency Act of Canada. (In
Credit Counselling Unmasked | GEM Debt Law
We are going to reveal the whole process and share misunderstood details about Credit Counselling, how it affects you, and whether it’s the right choice for you.
Try Debt Settlement. Avoid Bankruptcy | GEM Debt Law
What is Debt Settlement? Debt Settlement clears your debts through negotiations with your creditors. Debt Settlement is used to eliminate unsecured loans
Am I heading Towards Financial Trouble? | GEM Debt Law
Never be afraid or ashamed to ask for help with your unmanageable debt. Find out about simple debt solutions and legal procedures - if that’s what you require.
How can Debt Settlement improve my credit…? | GEM Debt Law
Debt utilization is one of the main factors that affect your credit score. Your credit score can be negatively impacted if you overuse credit and/or carry a large debt load. Debt Settlement
When Should You Break Your Emergency Fund? | GEM Debt Law
An emergency fund is a great resource of funds to have set aside for rainy days. The funds are usually kept in a savings account or high-interest savings account. We are going to share when you really need to access your emergency fund and how to replenish it. When should you
Don’t Fall Into Too Much Debt During Holiday Shopping | GEM Debt Law
It’s that wonderful time of the year again! That time where we all gather with our loved ones and enjoy the jolly atmosphere. Some of us enjoy shopping and sometimes a little too much. Remember, the holiday is to spend time with the ones you love and we’re here to
Making Sure You’re Getting The Right Debt Professional | GEM Debt Law
Debt can be stressful enough on its own. Imagine having to also look for someone you can trust for advice and services. I am sure that if you do a quick Google search, thousands of individuals will pop up with the same services available to help you. Picking the right
Financial Literacy Month – Top 10 Financial Tips To Empower You | GEM Debt Law
November is Financial Literacy Month marked by the Financial Consumer Agency of Canada. Throughout this month, FCAC shares financial literacy to Canadian families, individuals, and businesses, to help strengthen the ability to manage money and debt wisely. To take part in Financial Literacy Month, our debt experts are going to share