Free Debt Consultation: The First Step Toward Financial Freedom
Are your shoulders weighted down by missed payments, relentless collection calls, or simply feeling buried by high-interest debt? You don’t have to walk that path alone. Metus Lykos Debt Law offers a free debt consultation that begins a respectful, confidential dialogue about your finances—and what your next best move could be.

What Sets Metus Lykos Apart
- Legal‑level negotiation: Unlike debt relief companies, this is a licensed law firm with lawyers, paralegals, accountants, and financial advisors coordinating a strategy tailored to your rights and provincial regulations.
- Fiduciary shield: They protect your privacy while dealing with creditors one-on-one—no mass financial disclosure as in consumer proposals.
- Reduced debt, no bankruptcy: With debt settlement, you avoid the long-term consequences of bankruptcy or consumer proposals, like ruined credit or tied-up assets.
Start here: a completely confidential free debt consultation that explores whether debt settlement is right for you.
How Debt Settlement Works
Metus Lykos simplifies the process into six clear steps—for real relief, fast:
- Review finances: They dissect your statements to build a solid case for negotiations.
- Gather documents: Proof of income, bank statements, and employment info help strengthen your offers.
- Calculate what you can offer: Whether it’s 30–50%—or less—of the total owed.
- Negotiate firmly: Licensed professionals present your case directly to creditors.
- Secure release letters: Once settlement is paid, you’ll get formal proof and credit reporting.
- Credit rehab: Post‑debt, they guide you toward tools like secured credit cards and repair strategies.
This process is kickstarted by a no-cost free debt consultation, opening doors to redefining your credit future.
Why Prioritize a Free Debt Consultation
- Immediate relief: Creditors must contact Metus Lykos—no more harassing phone calls.
- Rapid debt reduction: Many clients settle debts in under a month, often saving 45–80%.
- Broader protections: From wage garnishment to lien freezes, they shield your assets while negotiations are underway.
- Cost‑effective model: Fees are tied to your savings—if they don’t save you money, they don’t earn it.
And yes—it all begins with a free debt consultation to figure out if you’re a fit, with no obligation.

Tailored Solutions by Situation
Homeowners
Use your home’s equity—including second mortgages—to settle debts, paying often less than 50% of what you owe.
Non‑Homeowners
Metus Lykos builds funded settlement plans through income or third-party loans. You may also qualify for low-interest consolidation.
Business Owners
Their corporate restructuring program supports small-business debt reduction, protecting your operations so you can bounce back swiftly.
Each path starts with a free debt consultation—custom-fit to your life and finances.
Real Results, Real Credibility
- Enjoy negotiating leverage: Their legal acumen increases your bargaining power and ensures compliance.
- Significant savings: Clients typically achieve 20–65% off original debt—sometimes up to 80%.
- Better credit outcomes: Once debts are settled, credit scores often improve—especially with guidance on future rebuilding.
- Proven track record: Featured on Global News discussing how home equity aids debt relief.
But it all starts with – yes – a free debt consultation to see if this method fits your story.
Ready to Take the First Step?
If you’re tired of juggling bills or drowning in calls, this is your cue. Whether you’re a homeowner, a renter, or a business owner, Metus Lykos Debt Law crafts a real‑world bailout plan.
Contact them across Canada:
- Phone: 1‑866‑570‑9988
- Hours: Mon–Fri, 8 AM–7 PM (EST)
- Email: [email protected]
Your debt-free journey starts with one smart move: a free debt consultation.