Resolve a Debt: LITs vs. Debt Settlement Lawyers | GEM Debt Law
There are key differences between Licensed Insolvency Trustees (LITs) and Debt Settlement Lawyers that are important to consider when deciding who to approach to help resolve a debt.
When Should You Break Your Emergency Fund? | GEM Debt Law
An emergency fund is a great resource of funds to have set aside for rainy days. The funds are usually kept in a savings account or high-interest savings account. We are going to share when you really need to access your emergency fund and how to replenish it. When should you
Don’t Fall Into Too Much Debt During Holiday Shopping | GEM Debt Law
It’s that wonderful time of the year again! That time where we all gather with our loved ones and enjoy the jolly atmosphere. Some of us enjoy shopping and sometimes a little too much. Remember, the holiday is to spend time with the ones you love and we’re here to
Making Sure You’re Getting The Right Debt Professional | GEM Debt Law
Debt can be stressful enough on its own. Imagine having to also look for someone you can trust for advice and services. I am sure that if you do a quick Google search, thousands of individuals will pop up with the same services available to help you. Picking the right
Financial Literacy Month – Top 10 Financial Tips To Empower You | GEM Debt Law
November is Financial Literacy Month marked by the Financial Consumer Agency of Canada. Throughout this month, FCAC shares financial literacy to Canadian families, individuals, and businesses, to help strengthen the ability to manage money and debt wisely. To take part in Financial Literacy Month, our debt experts are going to share
Bankruptcy, Consumer Proposal, and Debt Settlement | GEM Debt Law
Do you ever wonder what Bankruptcy, Consumer Proposal, and Debt Settlement actually mean? Do you wonder what each of these things really does, or their effect on your life? How these procedures help or hurt you, or what the right option actually is? When your financial health is at risk, seek
Minimum Payment Trap On Credit Cards | GEM Debt Law
Credit cards are one of the ways people start building credit. They are a wonderful tool necessary to function in our online economy. Not having one makes it almost impossible to travel or buy things online or any number of other activities. Also, building a good credit score is one
Debt Collection Agencies And Your Rights | GEM Debt Law
Your rights when dealing with a debt collector You have rights when it comes to dealing with a debt collector, such as how it’s collected and what a debt collector can do on behalf of the financial institution, to which you owe money. If you have questions or concerns that your