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Metus Lykos - Debt Relief Law Firm in Canada
  • About Us
  • Debt Relief Services
    Debt Relief for Businesses
    Commercial Consumer Proposals

    When a business owner qualifies for a Division II proposal (under $250K in unsecured debt).

    Business Restructuring

    Significantly reorganizing a company's financial, operational, or legal structure

    Division 1 Proposals

    Reduce high-balance debt ($250K+) through legally negotiated restructuring.

    B2B Debt Settlement

    Settle business debt for a reduced amount using strategic, lawful negotiation.

    Debt Relief for Individuals
    Consumer Proposals (Personal)

    Government-regulated debt reduction program that consolidates debt and lowers monthly payments.

    Division 1 Proposals

    Reduce high-balance debt ($250K+) through legally negotiated restructuring.

    Personal Debt Settlement

    Lump-sum negotiation to reduce personal debt quickly.

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+1 (905) 232-3222
Metus Lykos - Debt Relief Law Firm in Canada
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  • Consumer Proposal Service
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Debt Laws and Your Rights, Consumer Proposals

Consumer Proposal CRA Debt: What You Need to Know | Metus Lykos

July 4, 20260Comments
Yes, a Consumer Proposal can include CRA tax debt. CRA is legally bound by the vote outcome. Learn how it works and what stops. Book…
Debt Laws and Your Rights

How Long Does Debt Stay on Your Credit Report in Canada? | Metus Lykos

June 10, 20260Comments
Most debts stay on your Canadian credit report for 6 to 7 years. Learn what that means for your score — and how different debt…
Bankruptcy Alternatives, Debt Laws and Your Rights

Can Creditors Sue You for Debt in Canada? | Metus Lykos

June 10, 20260Comments
Yes — creditors can sue you for unpaid debt in Canada. Learn when it happens, what a judgment means for your wages and assets, and…
Debt Laws and Your Rights

What Is a Debt Collection Agency and What Can They Do to You? | Metus Lykos

June 4, 20260Comments
Debt collectors in Canada have strict limits on what they can do. Know your rights — and learn the legal way to stop collections for…

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Consumer Proposals
What Debts Can Be Included in a Consumer Proposal? | Metus Lykos
July 14, 2026
Consumer Proposals
How Long Does a Consumer Proposal Take? | Metus Lykos
July 14, 2026
Metus Lykos - Debt Relief Law Firm in Canada

Metus Lykos Debt Law is a Multidisciplinary Law Practice providing legal services and representation through Cook Law Professional Corporation, a law firm licensed by the Law Society of Ontario. *Legal services outside Ontario are provided on a temporary basis in accordance with applicable interjurisdictional mobility rules. Metus Lykos Debt Law does not maintain permanent offices in these jurisdictions unless otherwise indicated.

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7800 Woodbine Ave #310, Markham, ON L3R 2N7

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