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Metus Lykos - Debt Relief Law Firm in Canada
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  • Debt Relief Services
    Debt Relief for Businesses
    Commercial Consumer Proposals

    When a business owner qualifies for a Division II proposal (under $250K in unsecured debt).

    Business Restructuring

    Significantly reorganizing a company's financial, operational, or legal structure

    Division 1 Proposals

    Reduce high-balance debt ($250K+) through legally negotiated restructuring.

    B2B Debt Settlement

    Settle business debt for a reduced amount using strategic, lawful negotiation.

    Debt Relief for Individuals
    Consumer Proposals (Personal)

    Government-regulated debt reduction program that consolidates debt and lowers monthly payments.

    Division 1 Proposals

    Reduce high-balance debt ($250K+) through legally negotiated restructuring.

    Personal Debt Settlement

    Lump-sum negotiation to reduce personal debt quickly.

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+1 (905) 232-3222
Metus Lykos - Debt Relief Law Firm in Canada
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Uncategorized

Unsecured Debt vs Secured Debt: What’s the Difference? | Metus Lykos

May 28, 20260Comments
Unsecured debt has no collateral behind it — and it’s the type that qualifies for debt relief like a Consumer Proposal. Learn the key differences…
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What Happens When You Cannot Pay Your Bills in Canada? | Metus Lykos

May 20, 20260Comments
Can’t pay your bills in Canada? Here’s what actually happens — and the legal options that can stop collections, reduce debt, and give you a…
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What Is a Division 1 Proposal in Canada? | Metus Lykos

May 20, 20260Comments
A Division 1 Proposal lets individuals and businesses with $250,000+ in unsecured debt restructure what they owe without bankruptcy. Learn how it works.
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Does Debt Forgiveness Exist in Ontario? | Metus Lykos

May 5, 20260Comments
True debt forgiveness is rare in Canada, but legal options exist that can significantly reduce what you owe. Learn what actually works and how to…

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Consumer Proposals
What Debts Can Be Included in a Consumer Proposal? | Metus Lykos
July 14, 2026
Consumer Proposals
How Long Does a Consumer Proposal Take? | Metus Lykos
July 14, 2026
Metus Lykos - Debt Relief Law Firm in Canada

Metus Lykos Debt Law is a Multidisciplinary Law Practice providing legal services and representation through Cook Law Professional Corporation, a law firm licensed by the Law Society of Ontario. *Legal services outside Ontario are provided on a temporary basis in accordance with applicable interjurisdictional mobility rules. Metus Lykos Debt Law does not maintain permanent offices in these jurisdictions unless otherwise indicated.

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