Privacy Policy

Metus Lykos (“we,” “our,” “the Firm”) is committed to protecting the privacy and confidentiality of all personal information entrusted to us. As a Canadian debt-relief law firm, we handle highly sensitive financial and legal data, and your trust is fundamental to our relationship.

This Privacy Policy explains how we collect, use, disclose, store, and protect personal information in compliance with the Personal Information Protection and Electronic Documents Act (PIPEDA), applicable provincial laws, and the professional obligations required by the Law Society of Ontario and governing bodies in the provinces where we operate.

By using our website, submitting information through our forms or quizzes, or engaging our legal services, you consent to the practices described in this policy.

1. Information We Collect

We collect only the information necessary to evaluate your situation, provide legal advice, and assist with debt relief services. This may include:

Personal Information

  • Full name

  • Address, province of residence

  • Phone number and email address

  • Date of birth (if required)

Financial Information

  • Amount and type of debt

  • Employment status and income range

  • Budget, expenses, assets, and liabilities

  • Credit history information you choose to share

  • Information required to assess Consumer Proposals, Debt Settlement, or Business Restructuring

Legal Information

  • Creditor details

  • Collection actions taken

  • Lawsuits, garnishments, or enforcement activities

  • Bankruptcy or proposal history

Website & Technical Information

Collected automatically when you use our website:

  • IP address

  • Browser type

  • Device information

  • Pages visited

  • Form submissions

  • Cookies and analytics data (see Section 7)

We do not collect unnecessary data or store information longer than required.

2. How We Use Your Information

We use your information for the following purposes:

To Provide Legal and Debt Relief Services

  • Evaluate your financial situation

  • Provide legal advice

  • Negotiate with creditors

  • Prepare Consumer Proposals, Division 1 Proposals, or settlements

  • Communicate with Licensed Insolvency Trustees (LITs) when necessary

To Communicate With You

  • Respond to inquiries

  • Schedule consultations

  • Send updates about your file or case

  • Provide educational materials

To Improve Website Experience

  • Track anonymous usage patterns

  • Improve content, functionality, and performance

Marketing (Consent-Based Only)

  • Send newsletters or updates if you opt-in

  • You may unsubscribe at any time

We never sell, rent, or trade your personal information.

3. How We Share Information

We only share your information when necessary to provide our legal services or when required by law.

We may share information with:

  • Licensed Insolvency Trustees (LITs), when preparing a Consumer Proposal or Division 1 Proposal

  • Courts or tribunals, if required

  • Regulators such as the Office of the Superintendent of Bankruptcy (OSB)

  • Creditors, collection agencies, or legal representatives only with your consent

  • Third-party service providers who support our operations (secure cloud storage, email platforms, analytics tools)

We do NOT share information with:

  • Debt consultants

  • Lead buyers

  • Marketing companies

  • Third parties not involved in your legal matter

All service providers must comply with strict confidentiality and data protection standards.

4. Legal and Professional Obligations

As a law firm, Metus Lykos is bound by:

  • Solicitor-client privilege

  • Law Society confidentiality rules

  • Professional conduct requirements

  • Federal insolvency regulations

Your information is protected by some of the strongest confidentiality laws in Canada.

5. How We Protect Your Information

We use industry-standard administrative, technical, and physical safeguards, including:

  • Encrypted data storage

  • Secure, encrypted email and communication platforms

  • Multi-factor authentication

  • Access controls restricted to authorized personnel

  • Regular security audits

  • Secure document disposal

  • Compliance with legal and regulatory data-handling requirements

Despite best practices, no system is 100% immune from risk. If a data breach occurs, we follow all legal notification requirements.

6. Your Rights and Choices

You have the right to:

  • Access the personal information we hold about you

  • Request corrections or updates

  • Withdraw consent (where applicable)

  • Ask how your information is being used

  • Limit certain kinds of processing

  • Request deletion of information once it is no longer required

Some legal files and records must be retained for a required period due to Law Society regulations.

7. Cookies and Website Tracking

Our website uses cookies and analytics tools (such as Google Analytics) to improve the user experience. These tools collect non-identifying information such as:

  • Browser details

  • Pages visited

  • Time spent on the site

You may disable cookies in your browser at any time.

8. Third-Party Links

Our website may contain links to government resources, financial institutions, or other websites.
We are not responsible for the privacy practices or content of external sites.

9. Storage and Retention

Your personal information is stored securely in Canada or in secure servers compliant with Canadian privacy standards.
Retention timelines follow:

  • Law Society of Ontario rules

  • Federal insolvency record requirements

  • Internal document retention schedules

When no longer required, information is securely destroyed.

10. Complaints and Contact Information

If you have questions about our Privacy Policy or concerns about how your information is handled, you may contact us:

Metus Lykos – Privacy Office
Phone: +1 (866) 570-9988

You may also contact your provincial privacy commissioner or Law Society if concerns are not resolved.

11. Changes to This Privacy Policy

We may update this policy periodically to reflect regulatory changes or improvements in our practices.
Any updates will be posted on this page with a revised effective date.