The Truth About Tapping Your Emergency Fund
An emergency fund is a great resource of funds to have set aside for rainy days. The funds are usually kept in a savings account or high-interest savings account. We are going to share when you really need to access your emergency fund and how to replenish it. When should you
How to Avoid Holiday Debt While Still Gifting Joyfully
It’s that wonderful time of the year again! That time where we all gather with our loved ones and enjoy the jolly atmosphere. Some of us enjoy shopping—sometimes a little too much. Remember, the holiday is about spending time with the ones you love. We’re here to help prevent the
How to Pick Qualified Debt Advisors for Financial Freedom
Debt can be stressful enough on its own. Imagine having to also look for someone you can trust for advice and services. I am sure that if you do a quick Google search, thousands of individuals will pop up with the same services available to help you. Picking the right
Financial Literacy Month: Tips to Manage Money and Debt
November is Financial Literacy Month, marked by the Financial Consumer Agency of Canada. Throughout this month, FCAC shares financial literacy to Canadian families, individuals, and businesses, to help strengthen the ability to manage money and debt wisely. To take part in Financial Literacy Month, our debt experts are going to share the top
How to Escape the Minimum Payment Trap on Credit Cards
Credit cards are one of the ways people start building credit. They are a wonderful tool necessary to function in our online economy. Not having one makes it almost impossible to travel or buy things online or any number of other activities. Also, building a good credit score is one
Know Your Rights Against Debt Collection Agencies: Protect Yourself Now
Your rights when dealing with a debt collector You have rights when it comes to dealing with a debt collector, such as how it’s collected and what a debt collector can do on behalf of the financial institution, to which you owe money. If you have questions or concerns that your